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Whether buying or selling, there are many things that can go wrong during a real estate transaction. Here are three of the most important ones to be aware of and ways to avoid them.

 

Financing. As one of the most important parts of buying or selling a home, Financing can be a little tricky. Along with having a great real estate agent, it is crucial to have an experienced and trusted lender in order for the proceedings to go seamlessly.

Inspections. Almost every buyer will want to do an inspection of the home before the final closing. If there are problems found in the inspection, the buyer could back out of the sale or the closing could be delayed. To avoid any potential problems coming up in the final inspection, the seller can have a pre-listing inspection done. That way the seller can take care of any problems before the closing and avoid complications.

Not Being Prepared. Whether it has to do with staging your home for showings, negotiating a final price, or being ready for the closing, it is always crucial to be prepared. Having a reliable real estate agent help you along the entire way is the best way to be prepared for all stages of the process. Jamie, Julie & Jackie of J.S. Realty are here to help whether you are buying or selling your home or property.
 

Please feel free to leave a comment or question here or call us at 218-729-9784!

Tips for Women Home Buyers

by JS Realty

Women home buyers attribute to a large market share in our marketplace.  Just like any buyer, there are certain things to pay attention to when purchasing a home.  When working with the J.S. Realty team (all women), we will help you through the entire process of finding a home that best suites your needs.  Here’s a list of some key things to consider:

How much exterior maintenance do you want?  Buying a home with maintenance-free siding along with soffit and facia can limit the amount of money you spend on taking care of the exterior of your home.  Siding that is painted will mean you will need to continually be painting the exterior and dealing with peeling and chipping paint on regular basis.  The same goes for decking.  Stained or painted decks require maintenance.  Decks that are made with composite or left natural, will require much less upkeep.

Does the home need “big ticket” repairs?  Make sure to take a good look at the foundation, roof and windows.  Repairing or replacing any of these items can cost you tens of thousands of dollars.  When you find your dream home, if any one of these items need attention, make sure and find out the costs during your home inspection time frame.

Location?  Living in town can mean you are closer to everyday conveniences, smaller yards to upkeep, shorter driveways to maintain and a host of other things.  If you desire to live out in the country, make sure and plan ahead for the costs of maintaining large yards and long driveways and the increase in fuel costs to drive to everyday conveniences and work. Think about your lifestyle and look for a home to match.


Safety?  Wherever you end up finding your home, make sure to independently research crime in the neighborhood.  This can be done by calling the local police department or using a website like crimemapper.com.  Pay attention to general safety tips like having good exterior lighting on your home, a good fence, good neighbors, windows far from the ground, an attached garage with an interior entrance to your home, no overgrown landscaping, etc.  Once you purchase your new home and move in, it is also suggested that you have all the locks changed on your home or get an alarm system.

Always leave yourself a “nest egg” of money.  Owning a home is a long-term commitment.  Appliances, furnaces, water heaters and plumbing issues happen.  Be prepared for the cost of repairs so you have the funds available to get things fixed. Being realistic about what you can afford is important.

Work with a REALTOR®.  At J.S. Realty, we will guide you through the home buying experience and look out for you every step of the way.  Buying a home may be the largest purchase in your life, so having representation is very important.  We sell homes to hundreds of home buyers and you can feel confident that we will do a good job for you too.

If you are looking to buy a home for yourself, give us a call. 
Jackie, Jamie or Julie Sathers are here to help!

Top Highlights of Hermantown

by JS Realty

Incorporated as a city on December 31, 1975, “The City of Quality Living” is a great place to live, work and do business. With 9,625 residents and counting, Hermantown is the fastest growing city in St. Louis County with much residential and commercial growth.

Jackson Project Homes
In 1937, during the Great Depression, 84 Jackson Project houses were built on empty land 12 miles north of Duluth. The intention was to provide low-wage workers with affordable housing and the ability to feed themselves and supplement their income with crops and livestock. 77 Years later, 83 of those houses are still standing and hold plenty of history in their walls.

  

City Services
Including the Fire Department, Police Department, City Offices for planning and zoning, Hermantown Area Chamber of Commerce, and the City Utility Department, the city services in Hermantown are always there to help.

Parks & Recreation
Since Hermantown is a city of outdoor activities, it’s easy to find somewhere to go for outdoor activities in Hermantown. Featuring the Hermantown Community Park with baseball fields, Fichtner Field, Stebner Park with soccer fields, Keene Creek Park, Sunrise Memorial Park War Memorial, Rose Road Field, Wildrose Trail, and Hermantown Hockey Arena with indoor and outdoor ice.

Community Events
The sense of community in Hermantown is easily displayed through the many community events that happen year-round. Among others, Hermantown is home to the Harvest Fest, Hermantown Summerfest, various golf tournaments, and many ribbon-cutting ceremonies.

Hermantown History Center
The Hermantown History Center welcomes new and existing residents with open arms. With an incredible mural painted on the side of the building designed by Brian Olson, the Center opened in 2008. Inside the History Center, you will find the Veteran’s Hall, a replica Jackson Project Home, a section on the Fire Hall and Volunteer Fire Department, and a collection of vintage clothing, photos and other artifacts.

                                 

Fantastic School District
At Hermantown Community Schools ISD #700, the mission, “All children will learn well and succeed”, allows children to receive the best educational opportunities possible. The Hermantown Community schools value community involvement and the pursuit of excellence in their programming.

Business Community
You can easily find everything you need in the nearby Miller Hill Mall and business corridor including Gander Mountain, Skyline Lanes Bowling Alley, Anytime Fitness, RJ Sport & Cycle, Sam’s Club, Engwall Florist & Greenhouses Inc., Essentia Clinic, Hermantown Federal Credit Union, North Shore Bank, Menards, Wal-Mart, Energy Plus, and many more.

Local Restaurants
Stop in for a meal at the many restaurants offered in Hermantown including Farleys, Dave’s Pizza, Beacon Sports Bar & Grill, Casa Latte, Chalet Lounge, Zen House, Subway, Maya Family Restaurant, China Star Family Restaurant, Outback Steakhouse, and many others.

Places of Worship
There are many places of worship offered in Hermantown. Among these are Peace in Christ Lutheran Church, Hermantown Community Church, Faith Baptist Church, Grace Lutheran Church, Trinity Episcopal Church, and Salem Lutheran Church.

Location
Located just west of Duluth’s Miller Hill Mall and running through the Highway 53 Business Corridor, Hermantown is close to everything but is also filled with many residential neighborhoods boasting large lots and farm acreage. Hermantown is located just “over the hill” from Downtown Duluth and features a couple small lakes and many small creeks for trout fishing.

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Contact Information

Photo of J.S. Realty Real Estate
J.S. Realty
J.S. Realty, LLC
5112 Midway Rd
Duluth MN 55811
Office: (218)729-9784
Fax: (218) 729-5638